Credit Risk Management Conference

Participation Form

    Registration procedure
    Please fill in the Registration Form above and we will contact you as soon as possible.

    Your participation will be reserved. If you are unable to attend the conference, another colleague will be able to attend on your behalf at no extra cost.

    Terms and conditions:
    * By filling in this form you express your intention to participate in the 12th Credit Risk Conference.
    * The participation fee includes: access in the online platform, online materials and presentations of speakers who are included in the agenda.

    We are pleased to announce that the 12th edition of the Annual Credit Risk Management Conference will be held this year online on October 26, 2021.


    The main theme of the conference is “Credit risk in the age of major changes and evolution“, and our guests will address topics in the following areas:


    • Macroeconomics / Economic Forecasts
    • ESG and sustainability
    • Financial analysis
    • Fintech


    Speakers who have already confirmed their participation in the conference are:

    Valentin Lazea, Chief Economist, National Bank of Romania
    Anthony Scriffignano, SVP, Chief Data Scientist, Dun & Bradstreet
    Dr George Christodoulakis, Member of the ICAP Board of Directors, Head of the Credit Rating Agency


    During the conference, we will also have a session for exchanging ideas regarding “Work from home: Risks and Opportunities. How do we manage our teams?”.
    The Credit Risk Management Conference organized by ICAP Romania, aims to bring to the fore new ideas and strategies, the factors that can affect your business and the evolution of the industries in which you operate.


    The ticket price for the 12th edition of the Conference is €100. Benefit from a 30% discount when purchasing and paying for the ticket until October 15.
    * the prices do not include VAT


    10:00 – 10:15    Welcome, Lucian Mindruta, Event Moderator / Journalist &
    Alexandra Mehedintu,
    Country Manager, ICAP Romania
    10:15 – 10:45 Economic Overview and Strategies in the Romanian Economy”
    Valentin Lazea, Chief Economist, National Bank of Romania
    10:45 – 11:15 “The Credit to Cash Journey”
    Tim Vine, Head of International Finance & Risk Solutions, Dun & Bradstreet
    11:15 – 11:45 “ESG & Green Economy – Innovations and Strategies for Sustainable Development”
    Dr George Christodoulakis, Member of the ICAP Board of Directors, Head of the Credit Rating Agency
    11:45 – 12:00 Coffee Break
    12:00 – 12:30 “TBD”
    Miquel Llado, IESE Business School
    12:30 – 13:30 Panel Discussion
    • Lucian Mindruta, Moderator
    • Christian Bogaru, Lawyer, BCHLAW
    • Tolga Banyocu, General Manager, Garanti BBVA Consumer Finance
    • Cornel Costea, Trainer
    • Vasile Godinca, Managing Partner CITR / Head of Business Development
    • Florin Tataru, Group HR Manager, Farmexim
    • Florin Godean, Country Manager, Adecco Romania
    13:30 – 14:30 Lunch
    14:30 – 15:00 “TBD”
    Cosmin Curticapean, President of the Romanian Fintech Association
    15:00 – 15:30 Reflecting on the impact of global disruption in the context of business decision-making”
    Anthony Scriffignano, SVP, Chief Data Scientist, Dun & Bradstreet
    15:30 – 16:00 “Digitalization and Credit Risk Management”
    Simone Rampichini,
    Director, Global Business Information, CRIF
    16:00 End of Conference



    Anthony J. Scriffignano
    SVP, Chief Data Scientist, Dun & Bradstreet


    Valentin Lazea
    Chief Economist, National Bank of Romania

    Simone Rampichini

    Simone Rampichini
    Director of the Global Business Information business line, CRIF

    Tim Vine Headshot

    Tim Vine
    Head of International Finance & Risk Solutions, Dun & Bradstreet


    Dr George Christodoulakis
    Member of the ICAP Board of Directors, Head of the Credit Rating Agency

    Christian Bogaru

    Christian Bogaru
    Lawyer, BCHLAW

    Miquel Llado

    Miquel Lladó
    IESE Business School

    Marius Chitu Pictures

    Florin Tataru
    Director, Human Resources, PHOENIX GmbH & Co KG Group




    With the support of:


    Participation Form

      Procedura de inregistrare
      Va rugam sa completati Formularul de inregistrare de mai sus si noi va vom contacta in cel mai scurt timp.

      Participarea dvs va fi rezervata. In cazul in care nu puteti participa la conferinta, un alt coleg va putea participa din partea dvs, fara costuri suplimentare.

      Termeni si conditii:
      * Prin completarea acestui formular va exprimati intentia de a participa la cea de-a 12-a editie a Conferintei de Management al Riscului de Creditare.
      * Taxa de participare include: accesul in platforma online, materiale online si prezentarile speakerilor.

      ICAP Romania, member of the ICAP group of companies, the largest Business Information and Consulting group in South-eastern Europe, is organizing the 11th Annual Credit Risk Management Conference, on the 3rd of November, online.


      This year, the conference will address some of the most discussed topics of the moment:


      • Digitalization in Credit Risk Management and Fiscality – new Business solutions in current situation with COVID-19;
      • Benefits of Data Analytics and Big Data;
      • Growth Models and the Role of the State in the Crisis.


      For the eleventh consecutive year we are bringing together some of the best-known visionaries & leading figures in the field of credit risk management, on a local and international level.


      In 2020, we are honoured to have received the confirmation of:

      • Valentin Lazea, Chief Economist, National Bank of Romania
      • Cristian Paun, Conferentiar universitar, Economics Studies Academy Bucharest
      • Richard Hunter, Global Group Head – Corporate Ratings, Fitch Ratings
      • Markus Kuger, Chief Economist, Dun & Bradstreet Country Insight Services
      • Dumitru Nancu, Director General, FNGCIMM
      • Alecsandra Valasuteanu, Head of Factoring, UniCredit Bank SA
      • Daniel Anghel, Tax and Legal Services Leader, PwC Romania
      • Christian Bogaru, Legal Advisor and Lawyer, BCHLAW



      The Credit Risk Management Conference, organized by ICAP Romania is the place to be in order to explore new ideas and strategies, understand business disruptors and chart future developments in the industry.


      10:00- 10:10 “Welcome and how to use the conference platform”

      Claudiu Popa, Coordinator, Journalist

      10:10- 10:20 “Risk Professionals: news from ICAP”

      Alexandra Mehedintu, Country Manager ICAP Romania


      Financial and Economic Outlook

      10:20- 10:40 “Lack of innovation in the context of the financial package “EU Next Generation” of the European Commission, in Romanian companies”

      Valentin Lazea, Chief Economist, National Bank of Romania

      10:40- 11:00 “Growth Models and the Role of the State in the Crisis”

      Cristian Paun, Profesor universitar, Economics Studies Academy Bucharest

      Prodecan, REI – Presedinte al C.A, FNGCIMM

      11:00- 11:30 “The Pandemic and Corporate Credit”

      Richard Hunter, Global Group Head – Corporate Ratings, Fitch Ratings

      11:30- 12:00 “Country Risk and COVID – What’s in Store for the Global Economy in 2021?”

      Markus Kuger, Chief Economist, Dun & Bradstreet Country Insight Services

      12:00- 12:30 Networking break



      Credit Risk Models and Best Practices

      12:30- 12:50 “Credit Reports. What data were included, why you should care and what every credit risk analyst must know”

      Myrto Kyriakidou, Executive Director, Credit Risk Services, ICAP Group

      12:50-13:10 “IMM Invest Program and Advantages for Romanian Entrepreneurs”

      Dumitru Nancu, Director General, FNGCIMM

      13:10 – 13:30 “Best Practices in Portfolio Management”

      Apostolos Tsoubris, Executive Director, Management Consultants Private Sector, ICAP Group


      Panel discussion: Digitalization in Credit Risk Management & Fiscality – New Business Solutions

      13:30 – 14:00
      • Daniel Anghel, Tax and Legal Services Leader, PwC Romania
      • Christian Bogaru, Legal Advisor and Lawyer, BCHLAW
      • Alecsandra Valasuteanu, Head of Factoring, Unicredit




      Richard Hunter

      Global Group Head Corporate Ratings, Fitch Ratings

      Head of global corporate ratings group, covering non-financial corporates. Fitch’s corporate rating work is carried out by more than 350 dedicated corporate analysts, based in 22 cities around the world, and also covers all aspects of the rating and surveillance of upwards of 2,000 non-financial corporations across the globe, rating over $10 trillion of debt. Beyond ratings, the group also publishes timely commentary on different sector trends, scenario analyses for industries and individual companies, issuer forecasts, commodity price decks and loan and bond performance across regions.

      M Kuger2

      Markus Kuger

      Chief Economist, Dun&Bradstreet

      Markus is the Chief Economist of Dun & Bradstreet and is based in the company’s London office. He holds a Diploma in Economics with a specialisation in labour markets, monetary policy and European economics.In 2009, he obtained a Robert Schuman Scholarship in the European Parliament where he worked for the Committee for Economic and Monetary Affairs, as well as assisting in the Monetary Dialogue between the Parliament and the European Central Bank.After a stint as academic research assistant at the University of Würzburg, he joined Dun & Bradstreet’s Country Insight Services in the UK as a Country Risk Analyst in 2010. In this role, he is covering the UK, France and his home country Germany, combining the company’s vast micro-economic data with his macroeconomic and political expertise. Since 2016 he has been one of Dun & Bradstreet’s media spokespersons. In this role, he has featured in newspapers and magazines many times and has also participated in interviews on national television. In addition, he regularly speaks in front of domestic and international audiences.

      Valentin Lazea

      Chief Economist, National Bank of Romania

      Valentin LAZEA is Chief Economist of the National Bank of Romania, as well as President of the Board of TranFonD SA. He attended advanced courses at renowned institutions, such as: IMF Institute, Washington DC, USA, Sussex University, Brighton, Great Britain, Istituto Giordano dell'Amore, Milan, Italy.

      He is a founding member and President of the Steering Committee of the Romanian Center for Economic Policies (CEROPE).

      He has published numerous studies and specialized books as an author or co-author, such as: ``Conditionalities in the financial-banking field for Romania's admission to the EU``, CEROPE, 1999; ``Estimating the Balassa-Samuelson effect in Romania``, CEROPE, 2003; ``Rural development and agricultural reform in Romania``, CEROPE, 2004; ``Ways of measuring the quasi-fiscal deficit in Romania``, CEROPE, 2005; „Environmental taxes in Romania’, CEROPE, 2006; ``Structural changes in the Romanian economy after integration``, CEROPE, 2007; ``Prioritizing EU policies in the process of reviewing the Community budget``, CEROPE, 2012; co-author of ``The EU and Romania: Accession and Beyond``, The Federal Trust, London, 2006; co-editor and co-author of the volume “Structural changes and economic performance in Romania”, IRLI Publishing House, Bucharest, 2003; editor of the volume “Economic growth and convergence”, Ed. Mustang, Bucharest, 2008. He also participated in three technical assistance programs for the National Forecast Commission, the Ministry of Finance and the Prime Minister's Office, financed by PHARE funds (2001-2007 ).

      Alexandra Valasuteanu

      Alecsandra Valasuteanu

      Head of Factoring, Unicredit

      UniCredit Bank Romania is a member of UniCredit, a leading European bank, and one of the traditional providers of factoring, forfeiting and supply chain financing solutions. With close to 20 years of experience in the financial sector, Alecsandra started in UniCredit Leasing Romania as Senior Relationship Manager. In 2007, she joined the Bank’s team, specializing in receivables management and financing. She has been representing UniCredit Bank S.A. in the Romanian Factoring Association Board of Directors since its establishment.


      Apostolos Tsoubris

      Executive Director, ICAP Management Consultants, Private Sector

      Apostolos Tsoubris is the Executive Director and global head of the Management Consulting Practice of ICAP Group. ICAP Management Consultants provide solutions and services globally with specialization in Customer Strategy, Risk Management & Finance, Operational Excellence and Sales & Marketing. A strong team of business consultants and technology experts combine business consulting and innovative technologies resulting to a unique value proposition. Apostolos previously worked for many International solution provider companies & their partners like Sungard, Fiserv, FUNDTech, Unisys, IBM etc.
      During his 28 year career he has delivered consulting services and complex technology projects to most Banks and Firms like Alpha Bank, Eurobank, Piraeus Bank, Praxia Bank, Optima Bank, Emporiki Bank, Credit Agricole, National Bank of Greece, First Data Hellas (Sia) to name a few.
      Apostolos is specialized in Credit Risk Management, Customer Loyalty and Analytics, Digital Transformation and Big Data & Analytics. He leads teams specialized in Strategy & Business Consulting, Business Process Management, Corporate Performance Management and Compliance. He is the CEO of Comply.Data, a 100% ICAP Company specialized in Compliance. Apostolos has an excellent domain knowledge in Banking, Telco and Retail business. He holds a Bachelor degree with highest distinction in Computer Engineering, and Masters in Artificial Intelligence, Polytechnic School of Engineering, University of Patras. During his professional career, Apostolos has been trained in different phases of the Adizes program for organizational transformation (Worldwide Leading methodology for accelerating organizational change).


      Myrto Kyriakidou

      Executive Director, ICAP Credit Risk Services

      Myrto Kyriakidou is Executive Director of the Credit Risk Services at ICAP and responsible for the function of ICAP as a Credit Rating Agency.
      Prior to ICAP, she was Director of the Portfolio Analytics Department of Qualco, leading a team of experts who evaluated and designed credit & collections strategies, based on data mining findings and risk modelling. She has held a Risk Analytics consultancy position at National Bank of Greece (NPL Division), contributing to the improvement of Credit and Collections processes. As Head of Statistical Decisions Hellas, she analyzed and evaluated credit portfolios for leading Retail Banks. Her first position was actuary at Interamerican Property & Casualty Insurance Company S.A.



      With the support of:

      ICAP Romania , together with CYCLE European, members of the ICAP group of companies, the largest group providing Business and Consulting information in South-Eastern Europe, organizes, in Romania, the 10th edition of the Credit Risk Management Conference .

      The event will take place on Wednesday, May 22 , at the JW Marriott Grand Hotel, Bucharest .

      This year we are talking about a decade marked by challenges , the economic crisis, rising inflation, currency fluctuations and uncertainty.

      How Romanian companies have managed the risks associated with lending in the last ten years and what is the current economic situation in the context of automation and digitization of products and services are just some of the topics covered at the 10th edition of the Credit Risk Management Conference .

      Prestigious speakers from Romania and abroad will provide valuable information, provoking debates and reflections on Commercial Risk management.

      This exchange of ideas, together with the dialogue within the conference on concrete practices for minimizing Credit Risk, are the beginning of future action plans.


      08:30 – 09:00    Registration / Coffee
      09:00 – 09:10 Introduction
      Emma Zeicescu , Event Coordinator, Journalist
      09:10 – 09:30 Opening address
      Nikitas Konstantellos , President & CEO, ICAP Group of Companies
      09:30 – 10:00 “An X-ray of the Romanian economy in the first half of 2019”
      Adrian Vasilescu , Adviser to the Governor of the National Bank of Romania
      10:00 – 10:30 “Romanian Banks: A Strong Macro-Economy Supports Banking Performance”
      Melina Skouridou, Assistant Vice President of Financial Institutions, EMEA, Moody’s Investors Service Cyprus

      10:30 – 11:00
       “Latest Global Trends in Credit Risk Management”
      Christian Berger , Senior VP, Practice Leader, Trade Credit, Guarantees and Policy Risks, Central and Southeast Europe, Marsh
      11:00 – 11:15 Coffee break
      11:15 – 12:00 “Structured Financial Rating: Old Sins and New Challenges”
      George Christodoulakis , Associate Professor, Professor of Finance, Manchester Business School
      12:00 – 12:30 “Corporate risk profile: the quantitative method”
      Myrto Kyriakidou , Executive Director, Credit Risk Services, ICAP SA
      12:30 – 13:00 “Rethinking Businesses, Ecosystems and Economies with Blockchains”
      Haris Linardakis , IBM Cloud Leader,  Greece and Cyprus
      13:00 – 14:15 Lunch break
      14:15 – 14:45 “Organic Growth by Optimizing Efficiency: The Industry’s 4.0 Digital Transformation Journey”
      Marcella Antolini , EMEA New Business Development Director,  CRIF
      14:45 – 15:15 Reinventing debt management”
      George Sotiropoulos , CEO, Cycle Credit, ICAP group of companies
      15:15- 15:30 Coffee break
      15:30 – 16:30  Panel: “Automation in Credit Risk Management”
      • Stefan Ponea , CEO, Industrial Access
      • Alexandru Ososchi , Lawyer, Bogaru & Associates
      • Alina Platica , Head of Retail Credit Management, Garanti Bank
      • Lucia Gheorghe , Credit Manager, Etex Group
      • Claudia Stan , Senior Manager People Services, KPMG
      16:30  The end of the conference



      Melina Skouridou

      CFA Assistant Vice President – Analyst Financial Institutions Group Moody's Investors Service

      Melina Skouridou is an Assistant Vice President and lead analyst for EMEA financial institutions, with a focus in Central and South Eastern Europe. In this role, she currently provides ratings analysis for a portfolio of banks in Hungary, Romania and Slovenia. Prior to that she covered Norwegian and Cypriot banks, as well as financial institutions in Egypt, Israel and Bulgaria. This included large private, public, and state affiliated banks; small and mid-sized commercial lenders, and government-related institutions.

      Melina joined Moody’s Limassol office in 2006, and started her Moody’s tenure covering financial institutions operating in the Gulf Cooperation Council. Prior to joining Moody’s, she worked as analyst for a local investment management firm conducting analysis for various securities and participating in the investment decision process.

      Melina has an MSc Financial Mathematics from King’s College, University of London and a BSc Mathematics from the same school. She earned her CFA designation in 2009.


      Christian Berger

      Practice Leader, Trade Credit Marsh Central and South Eastern Europe

      Christian Berger is Practice Leader for Trade Credit in Marsh’s Central and South Eastern European region, encompassing activities in 17 diverse markets from the Baltics to Israel. Christian is based in Vienna and manages, among other things, the links of the regional trade credit teams with the wider Continental European and Global Marsh Trade Credit Practice.

      Before joining Marsh in 2016, Christian spent 17 years as a manager at Coface, where he was responsible for the establishment of the trade credit network in Central Europe. During his career at Coface he held numerous CEE regional as well as national management positions, including the country manager of Austria and the Czech Republic.


      Haris Linardakis

      Cloud leader IBM Greece and Cyprus

      Haris Linardakis is the IBM cloud leader, Greece and Cyprus since 2015. Within his role, he is helping enterprises of all sizes in Greece and Cyprus to assess cloud readiness, develop cloud adoption strategies and power their digital transformation.

      Throughout his career in IBM, he held business development positions in global technology services and enterprise business unit. As a professional, he is committed to deliver business value through technological advancement and innovative thinking. His main interests include cloud platforms and services, business analytics, internet of things, cognitive applications and agile application development.

      Haris’ academic background includes electrical and computer engineering degree and a PhD degree in telecommunications, both from the National Technical University of Athens. He has published and participated in research programmes in the area of medium access control protocols in Optical Networks.


      Adrian Vasilescu

      Counselor to the Governor of the National Bank of Romania

      Adrian Vasilescu started as a journalist and has more than 57 years of uninterrupted journalistic career for newspapers, magazines, radio and television. Until 1996 he was associate professor at the Academy of Economic Studies, Bucharest University and the Higher School of Journalism, followed by occupying several key positions in the National Bank of Romania: coordinator of the communication strategy, part of the team of counselors to the governor of NBR and currently NBR Strategy Counselor. In 2000 he was a member of the government, in the team of advisers of the Prime Minister, at that time Mugur Isarescu.

      Mr. Adrian Vasilescu has weekly financial headings in Romanian newspapers, interviews and reviews in numerous other publications and has been awarded numerous awards for his activity.


      George Christodoulakis

      Associate Professor of Finance, Manchester Business School

      Dr George Christodoulakis is a member of the ICAP Board of Directors, an academic at Alliance Manchester Business School, University of Manchester, a financial advisor and entrepreneur. He has served as the State Secretary for Asset Restructuring and Privatizations of Greece, Advisor to the Governor of the Bank of Greece, member of the Hellenic Corporate Governance Council, as well as an academic at Cass Business School of City, University of London. His expertise concentrates on credit and market risk, financial forecasting and regulation, he has published widely in research journals and books and has edited the book Managing Risks in the European Periphery Debt Crisis, Palgrave Macmillan 2015 and co-edited The Analytics of Risk Model Validation, Elsevier 2008 and the Journal of Risk Model Validation, Risk Journals 2006.


      Marcella Antolini

      EMEA New Business Development Director CRIF

      Marcella Antolini’s prime focus during her career has been in retail banking, primarily involved in credit risk, fraud prevention and process optimization, focusing on improving the performance of credit and risk functions for International, Strategic Clients.



      With the support of:

      Print Sponsor:

      Empty section. Edit page to add content here.
      Empty section. Edit page to add content here.
      Cookies Settings